Body Mass Index Can Land You Good Health Insurance Rates

Released on: May 21, 2008, 10:10 pm

Press Release Author: http://www.texashealthandlife.com

Industry: Small Business

Press Release Summary: Consumers who fall in the optimum BMI range can save hundreds
yearly on insurance premiums. How does this number affect your bottom line?




Press Release Body: It\'s a fact, having a good body mass index can ensure that
people get a good health insurance rate. Body mass index , a fundamental measure of
a person's fitness, relates a person's weight to their height. It's a simple matter
of your height / weight ratio falling within a certain average range. If the body
mass index falls below a certain number, health insurance rates will be better. If
the body mass index is higher than the average rule of thumb, your rates go up
accordingly. To calculate your body mass index, take your weight in kilograms and
divide by your height in meters

Take a 5\' 11\" man and take a look at the average body mass index for someone that
height. The person should ideally weigh 215 pounds or less, to be able to take
advantage of good health insurance rates. If the person is over 215 pounds, the
rate goes up. For a female who is 5\' 5\" to get a good health insurance rate she
needs to weigh 180 pounds or less. If she is over that weight, then her rates would
go up accordingly.

Insurance companies do tend to look at the overall picture of the person who applies
for health insurance. If one company declines to insure, another one may have a
different approach. It makes good sense to shop around for different quotes, not
because the pricing would be substantially different (insurance prices are federally
governed), but because different companies may be willing to insure one condition
that another would not.

Statistics show that being over your optimal weight and nudging into the overweight
to obese category will increase your risk of heart disease, high blood pressure,
type 2 diabetes, strokes, some types of cancer, and other life threatening medical
problems. The more the population gains, the greater the impact this will have on a
health care system already strained to the max.

Making changes in lifestyle choices will make an enormous difference for those
wanting to have good health insurance rates. Companies that provide co-pay benefits
to employees realize the risks of overweight workers, and are slowly turning the
tide by providing incentives for employees to change their approach to health care
self care. While it might be slow to get rolling, it\'s definitely a start in the
right direction.



To learn more, visit http://www.texashealthandlife.com.



Web Site: http://www.texashealthandlife.com.

Contact Details: Adviatech Corp., PR for texashealthandlife.com.
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017

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